Education Center

Making Sense of Interest Rates: From Hikes to Strategic Cuts

01.14.2026

Jason Brookbank

After several years of aggressive rate hikes, the Federal Reserve has clearly shifted direction. Since late 2025, the Fed has cut its benchmark rate multiple times, signaling a move away from fighting runaway inflation and toward supporting sustainable economic growth. As of January 2026, following […]

When Is the Best Time to Lock Your Mortgage Rate?

Interest Rates

09.15.2025

Sean Bunevich

If you’re in the process of buying a home or refinancing, one of the most important decisions […]

How Does a Mortgage Work? A Step-by-Step Guide from Application to Closing

Homebuying 101

08.20.2025

Bella Varga

Buying a home can be one of the biggest financial decisions you’ll ever make, and understandin […]

Can a Money Market Account help you with your financial goals?

Financial Freedom

03.27.2025

Bella Varga

Money market accounts combine both the features of a savings and a checking account and can be used […]

APR (Annual Percentage Rate): What It Means and How It Functions

Financial Freedom

03.11.2025

David Ruhrkraut

Why APRs Matter in Financial Decisions When considering loans or credit, understanding Annual Percen […]