Education Center

Mortgage Points: What Are They and Should You Buy Them?

Homebuying 101
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08.28.2024
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Sean Bunevich

Navigating the complexities of mortgages often involves encountering terms like “mortgage points,” which can initially seem daunting. However, understanding the fundamentals of mortgage points is crucial, as it could potentially save you thousands of dollars over the life of your loan. Here’s a comprehensive look […]

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Debt-to-Income Ratio: What Is It, and How Is It Calculated?

Financial Freedom
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08.13.2024
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David Ruhrkraut

Understanding your debt-to-income (DTI) ratio can be crucial for managing your finances and achievin […]

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Understanding Money Orders: A Secure Alternative to Cash or Checks

Financial Freedom
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07.17.2024
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Bella Varga

A money order is a secure alternative to cash or personal checks, serving as a reliable method for s […]

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Our Impact on the Community

Banking News
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07.03.2024
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Bella Varga

At Union Savings Bank, we pride ourselves on being more than just a financial institution; we are a […]

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Liquid Assets: What Are They, How To Attain Them, and the Benefits of Owning Them

Financial Freedom
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06.18.2024
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Seth Trautmann

In personal finance, understanding the concept of liquid assets can be crucial for building a strong […]

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