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Affordable Mortgage Loans from Union Savings Bank

Low Rates, Local Experts, and Lending You Can Trust

At Union Savings Bank, we believe homeownership should be within reach for everyone. That’s why we offer low-cost, low-interest mortgage loans tailored to your needs. Whether you’re a first-time homebuyer or refinancing your current loan, we’re here to help.

Our team understands the communities we serve across Ohio, Indiana, Kentucky, and Pennsylvania. With personalized guidance and fast approvals, we make your mortgage experience smooth, affordable, and stress-free.

🔹 Why Choose Union Savings Bank?

We’ve worked hard to become the #1 mortgage lender in our communities. In fact, we funded over $3.5 billion in mortgage loans last year alone. Our reputation is built on:

  • Competitive rates

  • Low closing costs

  • Local decision-making

  • Personalized service

  • Efficient loan processing

🔹 What to Expect from the Mortgage Process

From pre-approval to closing, our loan officers walk you through every step. You’ll never feel rushed or left in the dark. We answer your questions, explain your options, and make sure you’re comfortable and confident throughout the process.

🔹 Is Now the Right Time to Buy?

It might be. And we’re here to help you decide. Whether you’re exploring your first mortgage, upgrading your home, or looking to refinance, our team is ready to assess your options and offer trusted advice.

📞 Talk to a Loan Officer Today

Let’s make your homeownership dream a reality.
Call us at 833-301-2505 to speak with one of our experienced loan officers and get started.

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Today's Rates

Other loan programs and options are available, contact us for details.

Get a Custom Rate.
*See disclosures here
Loan Type
Rate
APR
Estimated Monthly Payment
30-year fixed
6.625%
6.694%
$960.47
20-year fixed
6.250%
6.339%
$1,096.39
15-year fixed
5.875%
5.927%
$1,255.68
Rates are subject to change and assume you use an approved title company for the closing of the transaction. Last updated 7/3/2025 at 8:00 AM

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“Mark spent a lot of time discussing various financing options in detail with me, and his team worked hard to accommodate our closing schedule, which had to be worked around a business trip. There was great communication throughout the entire process. Would definitely recommend!”

C.J.

“Other than collecting the required information needed, I barely had to lift a finger and he walked me through the process. I also have to rave about the cost. I worked for a large bank and wasn’t really expecting that USB could beat my employee discounts………I was wrong.”

J.S.

“Union Savings suggested a creative mortgage product to meet our financing needs. Not sure it would have been possible to have this custom approach with many other lenders who focus more on volume than service.”

J.D.

Property & Mortgage Types

We provide a wide variety of conventional conforming and non-conforming loans, along with FHA and VA loans.

We offer low costs and great mortgage rates for these types of loans:

  • Fixed Rate Loans
  • Adjustable Rate Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Construction Loans
  • Home Equity Loans
  • Jumbo Loans
  • Blanket Loans
  • Investment Property Loans
  • Commercial Real Estate Loans
  • Single family homes
  • Condominium
  • Townhomes
  • 2-4 unit
  • Multi family
  • Commercial properties
  • Vacant lots

Borrower’s Assistance Program

Financial assistance may be available if you qualify. Click below to get your application.
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Protecting Your Identity / Prevent Fraud

We make protecting your information a priority. Learn more about what you can do to protect yourself from identity fraud.
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*Loan Type, LTV, subordinate financing, and credit score may require additional fees. Recording fee, courier fee, and notary fees not included. Other restrictions may apply.