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Proudly Serving Ohio, Indiana, Kentucky, and Pennsylvania

Affordable Home Mortgage Loans

We Believe in Low-cost, Low-rate Mortgage Loans

At Union Savings Bank, we’re known for our  low-cost, low-interest home mortgage loans. Simply put, we believe in making home mortgages as affordable as possible for all of our neighbors in all of the communities we serve. When you contact Union Savings Bank, you’ll get the personal attention you need and deserve to help you navigate the home buying process. We promise a high-quality home mortgage lending and servicing  experience. We have worked hard to earn the reputation as the #1 mortgage lender in the communities we serve. In fact, we funded over $3.5 billion in mortgage loans last year alone.

Let us help you determine if now is the time for you to buy a home. If you’re a first time home buyer, this video will walk you through the process to both find and finance your home. You can also call us at 833-301-2505 to connect with one of our experienced loan officers to begin the mortgage lending process and realize your dream of home ownership.

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We’re known for our
low closing costs
As low as
$500*
purchase closing
Purchase Now
As low as
$250*
refinance closing
Refinance Now

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Today's Rates

Rates based on a $150,000 loan amount at 75% LTV. See additional disclosures*. Other loan programs and options are available, contact us for details.

Get a Custom Rate.
*See disclosures here
Loan Type
Rate
APR
Estimated Monthly Payment
30-year fixed
3.250%
3.282%
$652.81
20-year fixed
3.000%
3.045%
$831.90
15-year fixed
2.750%
2.808%
$1,017.93
Rates are subject to change. Last updated 10/19/2020 at 8:00 AM

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“Mark spent a lot of time discussing various financing options in detail with me, and his team worked hard to accommodate our closing schedule, which had to be worked around a business trip. There was great communication throughout the entire process. Would definitely recommend!”

C.J.

“Other than collecting the required information needed, I barely had to lift a finger and he walked me through the process. I also have to rave about the cost. I worked for a large bank and wasn’t really expecting that USB could beat my employee discounts………I was wrong.”

J.S.

“Union Savings suggested a creative mortgage product to meet our financing needs. Not sure it would have been possible to have this custom approach with many other lenders who focus more on volume than service.”

J.D.

Property & Mortgage Types

We provide a wide variety of conventional conforming and non-conforming loans, along with FHA and VA loans.

We offer low costs and great mortgage rates for these types of loans:

  • Fixed Rate Loans
  • Adjustable Rate Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Construction Perm Loans
  • Home Equity Loans
  • Jumbo Loans
  • Blanket Loans
  • Investment Property Loans
  • Commercial Real Estate Loans
  • Single family homes
  • Condominium
  • Townhomes
  • 2-4 unit
  • Multi family
  • Commercial properties
  • Vacant lots

Borrower’s Assistance Program

Financial assistance may be available if you qualify. Click below to get your application.
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Protecting Your Identity / Prevent Fraud

We make protecting your information a priority. Learn more about what you can do to protect yourself from identity fraud.
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*Additional restrictions may apply. Recording fee not included. Credit scores and LTV may cause additional fees.