Dreaming of owning your first house? It’s a milestone and an accomplishment, for sure, but not one that’s out of reach—especially with the right people to help you.

House hunting can be a hectic, stressful, and complicated process. Before going down the path of finding the perfect home, prepare yourself with the right information and materials to prequalify for a loan. Prequalification helps you understand what you can afford before you fall in love with a house outside of your budget.

When calculating the amount of your loan, your loan officer takes into consideration a few things, such as your employment history, credit score, and down payment. They can even help you determine if you qualify for first-time-homebuyer grants where a down payment may not be required!

At Union Savings Bank, we help first-time homeowners achieve their dreams every day. Watch the video below to learn more about the mortgage loan process and contact us today to get started!


Ready to get started? Contact a Union Savings Bank mortgage specialist today!