When can I begin using Remote Deposit?
The Remote Deposit feature is available to accounts after they have been established for 30 days.
What is the cut off time for deposits?
Any deposits received after 4:00 PM will be processed the following business day. Any deposits processed after 4:00 PM on Friday – Monday including Holidays will be processed the next business day.
How many checks can I deposit in a day through Mobile Deposit?
Personal and Business Accounts – you can deposit up to 5 checks a day or 10 checks a month.
What is my daily limit for deposits through Mobile Banking?
Personal and Business Accounts – are limited to deposit $4,999.99 a day; or $10,000.00 a month
How should I endorse the back of my check?
You should sign your check and write “For Mobile Deposit Only”. Some checks also have a check box to denote a Mobile Deposit.
Are the check photos taken of my deposit stored anywhere on my device?
No, they are permanently deleted from the device after being sent to the Mobile Banking system.
What should I do with my check after I submitted through Mobile Deposit?
We recommend writing the date of deposit along with Mobile Deposit. Once you verify the deposit has been credited to your account, then you may destroy the check.
When will I see the deposit posted to my account?
If the deposit was made before 4:00 PM you will see the funds in your account the next day. Anything after 4:00 PM will delay the funds by 1 business day. For example, if you deposit your check at 6:30 PM on Tuesday, the deposit will be processed on Wednesday and the funds will be available on Thursday.
Can I use Mobile Deposit to fund a new account?
No, in order to use Mobile Deposit, the account has to be established for 30 days.
Does Union notify me when my deposit is processed?
We notify you by email when we receive your Mobile Deposit and again when your Mobile Deposit has been approved or declined.
What type of checks can I submit with Mobile Deposit?
Eligible checks generally include checks that are in their original form, made payable directly to you, in U.S. Dollars and drawn against a U.S. Financial institution.
I'm having trouble getting my check images to be accepted. What can I do?
Make sure that you have placed the check on a dark or contrasting background against which it will stand out. Ensure that all four corners of the check are visible in the picture. Use a steady hand to reduce image blur and take the picture in a properly lit area. If that still doesn’t work, stop by your local branch and we’ll help you figure it out.