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See How Much You Could Save

Cincinnati Homeowners: Lock in Your Special Rate Before It's Too Late.

What would you do with a lower mortgage payment?

This limited-time refinance offer could help you save thousands.

Rate Details:

  • 5.625% 15 Year Fixed Rate, 5.648% APR*
  • 6.25% 30 Year Fixed Rate, 6.264% APR*
  • $299 Closing Costs + Recording Fees**
Prefer to speak with an expert?
CALL TODAY
513-586-3226

Union Savings Bank has become a top mortgage lender because we get to know you and your unique budget to help you find a responsible loan that’s right for you.

Why Refinance With Us?

  • Lower your monthly payment to free up cash

  • Shorten your loan term and own your home faster

Why Cincinnati Homeowners Choose Union Savings Bank

We’ve been helping homeowners make smart financial decisions for over 100 years- and we’re just getting started.

  • Straightforward process guided by real mortgage experts
  • Low closing costs = More savings in your pocket

  • Talk to a real person- in person, over the phone, or online

  • Trusted by thousands- top-ranked lender in our region

Is refinancing the best option for you?

If you are an existing USB customer and have a question about your loan, please call 800-582-9702 for assistance.

*$200,000 loan amount at 5.625 15-year fixed payment = 1,647.46 and $200,000 loan amount at 6.25 30-year fixed payment = 1,231.43. Assumes a LTV of 75% secured by a single family primary residence with a credit score of 760+ and rate term refinance only. Payments do not include amount for taxes and insurance. If included, the actual payment will be greater.
**Cash-Out, Property Type, Property Location, LTV, Subordinate financing and credit scores may require additional fees. Subject to credit approval, restrictions may apply. Rates effective as of 10/30/2025.