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				See How Much You Could Save
				
                
		                
		                
			Cincinnati Homeowners: Lock in Your Special Rate Before It's Too Late.
What would you do with a lower mortgage payment?
This limited-time refinance offer could help you save thousands.
Rate Details:
- 5.625% 15 Year Fixed Rate, 5.648% APR*
 - 6.25% 30 Year Fixed Rate, 6.264% APR*
 - $299 Closing Costs + Recording Fees**
 
Prefer to speak with an expert?
						CALL TODAY
513-586-3226
						Union Savings Bank has become a top mortgage lender because we get to know you and your unique budget to help you find a responsible loan that’s right for you.
Why Refinance With Us?
- 
Lower your monthly payment to free up cash
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Shorten your loan term and own your home faster
 
Why Cincinnati Homeowners Choose Union Savings Bank
We’ve been helping homeowners make smart financial decisions for over 100 years- and we’re just getting started.
- Straightforward process guided by real mortgage experts
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Low closing costs = More savings in your pocket
 - 
Talk to a real person- in person, over the phone, or online
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Trusted by thousands- top-ranked lender in our region
 
Is refinancing the best option for you?
If you are an existing USB customer and have a question about your loan, please call 800-582-9702 for assistance.
*$200,000 loan amount at 5.625 15-year fixed payment = 1,647.46 and $200,000 loan amount at 6.25 30-year fixed payment = 1,231.43. Assumes a LTV of 75% secured by a single family primary residence with a credit score of 760+ and rate term refinance only. Payments do not include amount for taxes and insurance. If included, the actual payment will be greater.
							**Cash-Out, Property Type, Property Location, LTV, Subordinate financing and credit scores may require additional fees. Subject to credit approval, restrictions may apply. Rates effective as of 10/30/2025.
						