Education Center

How Does a Mortgage Work? A Step-by-Step Guide from Application to Closing

08.20.2025

Bella Varga

Buying a home can be one of the biggest financial decisions you’ll ever make, and understanding how a mortgage works can help make the process less overwhelming. At Union Savings Bank, we’re committed to helping you every step of the way. Here’s a simple breakdown […]

What Is a Fixed-Rate Mortgage and Is It Right for You?

Homebuying 101, Interest Rates

03.06.2025

Sean Bunevich

Buying a home can be both exhilarating and intimidating. You’ve finally found that perfect pro […]

Understanding Title Insurance

Homebuying 101

12.16.2024

Eric Radke

Buying a home is a big dream—and an even bigger investment. That’s why protecting that investmen […]

First-Time Homebuyer Programs and Grants

Financial Freedom, Homebuying 101

11.24.2024

Bella Varga

Buying a home is a dream for many, but it can also be a challenge. The financial commitment, the com […]

The Importance of Mortgage Prequalification

Homebuying 101

09.11.2024

Seth Trautmann

If you’re embarking on the journey of buying a new home, mortgage prequalification is a great firs […]