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See How Much You Could Save
Dayton Homeowners: Lock in Your Special Rate Before It's Too Late.
What would you do with a lower mortgage payment?
This limited-time refinance offer could help you save thousands.
Rate Details:
- 5.500% 15 Year Fixed Rate, 5.561% APR*
- 6.000% 30 Year Fixed Rate, 6.072% APR*
Prefer to speak with an expert?
CALL TODAY
937-719-8975
Union Savings Bank has become a top mortgage lender because we get to know you and your unique budget to help you find a responsible loan that’s right for you.
Why Refinance With Us?
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Lower your monthly payment to free up cash
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Shorten your loan term and own your home faster
Why Dayton Homeowners Choose Union Savings Bank
We’ve been helping homeowners make smart financial decisions for over 100 years- and we’re just getting started.
- Straightforward process guided by real mortgage experts
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Low closing costs = More savings in your pocket
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Talk to a real person- in person, over the phone, or online
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Trusted by thousands- top-ranked lender in our region
Is refinancing the best option for you?
If you are an existing USB customer and have a question about your loan, please call 800-582-9702 for assistance.
*$200,000 loan amount at 5.500% 15-year fixed payment = $1,634.17 and $200,000 loan amount at 6.000% 30-year fixed payment = $1,199.10 with a Loan-to-Value of 75.00%. Property, Loan Type, LTV, Subordinate Financing and Credit Scores may require additional fees. Payments do not include amount for taxes and insurance. If included, the actual payment will be greater.
Assumes primary residence, single family home, 760 credit score, rate/term refinance only, subject to credit approval, restrictions may apply. Rate effective as of 02/27/2026.