Work with Emily Rau – Dayton Mortgage Loan Officer Who Puts People First

As a Dayton native and dedicated Mortgage Loan Officer at Union Savings Bank, I take pride in helping local families achieve homeownership. My career began in law enforcement, where I developed strong problem-solving and communication skills—foundations that now allow me to guide homebuyers through one of life’s most important financial decisions.

Whether you’re a first-time homebuyer, looking to refinance, or simply exploring your options, I specialize in low-rate, low-cost mortgage loans designed to match your needs. I believe in making the home loan process simple, clear, and stress-free.

At Union Savings Bank, we’re known for competitive mortgage rates, low closing costs, and personalized service. I’m passionate about helping you find the right solution for your financial goals—with expert advice and a personal touch from start to finish.

When I’m not working with clients, I enjoy Dayton basketball, reading, pickleball, and exploring the city’s historic architecture. As someone deeply rooted in this community, it’s my mission to serve and support homeowners across the region with integrity and care.

📞 Ready to get started? Contact me today or begin your application online to take the next step toward homeownership.