Full-Service Lender with a program for every need! Call for details!

Loans Offered:
Conventional, FHA/VA, First Time Homebuyer, Jumbo loans, New Construction, Vacant Lot, Builder, Second Homes, Vacation Homes, Investment Property, Commercial and Home Equity loans.

Associations/Memberships/Awards:

• Member of Dayton Mortgage Bankers and served many years as board member 2008 Member of the Year
• Member Dayton Area Board of Realtors
• Certified Mortgage Planning Specialist (CMPS)
• Dayton Mortgage Banker Sales Leader Award Winner since 1998

Joanna has been in the Real Estate/Lending arena since 1979. Her diverse background enables her to assist clients from start to finish. Her clients love her ability to assist them in overcoming obstacles with ease during the lending process and after.