I have been in the mortgage banking industry since 1982 and been recognized as one of the top Sales Leaders in Dayton for many of those years. I was awarded DMBA Member of the Year in 2000 and was President of DMBA IN 2002. Purchasing or refinancing a home, whether or not it’s your first, or your fourth can be very intimidating and I will assist you in making the process an enjoyable and smooth transaction. At Union Savings Bank, we offer an array of products from Conventional to FHA/VA/USDA/BLANKET/HELOCS/CONSTRUCTION PERM/end loans and commercial financing with very competitive rates/fees. Call me today so I can assist you with your financing needs/goals.