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What Every First-Time Homebuyer Needs To Know

Sean Bunevich

Dreaming of owning your first house? It’s a milestone and an accomplishment, for sure, but not one that’s out of reach—especially with the right people to help you.

House hunting can be a hectic, stressful, and complicated process. Before going down the path of finding the perfect home, prepare yourself with the right information and materials to prequalify for a loan. Prequalification helps you understand what you can afford before you fall in love with a house outside of your budget.

When calculating the amount of your loan, your loan officer takes into consideration a few things, such as your employment history, credit score, and down payment. They can even help you determine if you qualify for first-time-homebuyer grants where a down payment may not be required!

At Union Savings Bank, we help first-time homeowners achieve their dreams every day. Watch the video below to learn more about the mortgage loan process and contact us today to get started!


Ready to get started? Contact a Union Savings Bank mortgage specialist today!

Written by Sean Bunevich

Sean Bunevich is Vice President of Consumer Direct Lending at Union Savings Bank and Guardian Savings Bank. When he’s not working, Sean likes to spend time with his wife and three adorable children.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Other restrictions and limitations apply.
These articles are for educational purposes only and provide general mortgage information. Products, services, processes and lending criteria described in these articles may differe from those available through Union Savings Bank. For more information on available products and services, and to discuss your options, please contact a Union Savings Bank loan officer.