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We Believe in Low-cost, Low-rate Mortgage Loans

Union Savings Bank is the best, local financial institution for personal, low-cost, low-interest, and high-quality mortgage origination and servicing. We have earned the reputation as the #1 mortgage lender in the communities we service. In fact, we funded over $2 billion in mortgage loans last year alone.

With a Union Savings Bank mortgage, you can enjoy the peace of mind knowing you’ve landed the best value in the market. Additionally, we service the vast majority of loans we originate. That means you’ll enjoy the benefits of a smaller, local lender for the lifetime of your home mortgage. When you have a question about your loan, you will speak to a local representative right here, close to home.

To help you get started with your home buying journey, we are pleased to offer an easy, 5-minute pre-qualification process.

Today's Low Mortgage Rates*

Rates based on a $150,000 loan amount at 75% LTV. See additional Disclosures. Other loan programs and options are available, contact us for details.    Get a Custom Rate.

  Rate APR Points Estimated Monthly Payment
30-year fixed 3.500% 3.532% 0 $673.57
20-year fixed 3.250% 3.648% 0 $879.61
15-year fixed 3.000% 3.308% 0 $1,054.00

*Rates subject to change. Last updated on 1/28/2020. See Additional Disclosures.

Types of Mortgages

We offer low costs and great mortgage rates for these types of loans:

  • Fixed Rate Loans
  • Adjustable Rate Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Construction Perm Loans
  • Home Equity Loans
  • Jumbo Loans
  • Blanket Loans
  • Investment Property Loans
  • Commercial Real Estate Loans

Get Pre-Qualified

Ready to apply for a home mortgage? Get pre-qualified in 5 minutes!

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Talk to a Team Member

Local Representatives

"Mark spent a lot of time discussing various financing options in detail with me, and his team worked hard to accommodate our closing schedule, which had to be worked around a business trip. There was great communication throughout the entire process. Would definitely recommend!"

Account Holder Since 2011

"Other than collecting the required information needed, I barely had to lift a finger and he walked me step by step through the process. I also have to rave about the cost. I work for a large bank and wasn't really expecting that USB could beat my employee discounts.........I was wrong."

Account Holder Since 2015

"Union Savings suggested a creative mortgage product to meet our financing needs. Not sure it would have been possible to have this custom approach with many other lenders who focus more on volume than service."

Account Holder Since 2017

You and US

Borrower's Assistance Program

Financial assistance may be available if you qualify. Click below to get your application.

Protecting Your Identity

We make protecting your information a priority. Learn more about what you can do to protect yourself from identity fraud.

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Pay your Mortgage Payment through Payment Center here.

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